Checkouts · Consumer Checkouts

Accept what your customers already use.
In every market.

300+ local payment methods, super-apps, and real-time networks across every continent. Hosted checkout, vaulted recurring, in-store QRC, and 3DS card flows — all terminating in your Pockyt virtual account.

300+ supported methods

PixUPIAlipayWeChat PayM-PesaSEPA InstantGCashSPEIPayNowKakaoPayiDEALBoletoOXXOCards (Visa, MC, Amex)+ 286 more
Local methods aren't a feature. In growth markets, they're how commerce happens.
Why this matters
Local-method coverage is the conversion ceiling for cross-border commerce.
In Brazil, 30% of consumer transactions happen on Pix. In India, UPI surpassed cards years ago. In China, super-app wallets dominate. A checkout that only accepts cards doesn't just convert worse — it doesn't compete at all in the markets where commerce growth actually lives.

Generic processor checkout

Cards prominent. A handful of regional methods listed as "supported" but often poorly integrated, slow to clear, or unavailable in the markets that matter most. Coverage is wide on paper, thin in practice. Conversion drops the further a buyer is from the issuing country.

Pockyt checkout

Local rails treated as primary infrastructure. Pix, UPI, Alipay, M-Pesa, SEPA Instant get the same engineering depth as Visa. The buyer sees the method they actually use; conversion holds across markets. Funds land in your domiciled virtual account, not in a generic settlement pool.

How it works
One integration. Every checkout pattern.

Hosted checkout

The fastest path. Pockyt-hosted page that automatically presents the right payment methods for the buyer's market, handles 3DS, manages localization, and posts back a single completion webhook to your backend.

Direct API for custom UI

For merchants who want full control of the checkout experience. Same primitives, surfaced through our REST API. Build your own UI; Pockyt handles the rails, the compliance, and the settlement.

Vaulted recurring

For subscriptions, retainers, and any repeat-billing model. Card and bank-rail vaulting with PCI scope kept on our side. Re-charge through a single API call.

In-store QRC

Quick-response codes for in-store acceptance, particularly in Alipay and WeChat Pay corridors. Same backend, different presentation layer.

# Secure pay request for Alipay checkout in PHP
curl https://mapi.pockyt.io/online/v3/secure-pay 
  -H "Accept: application/json" 
  -H "Content-Type: application/json" 
  -d '{
    "customerNo":      "302156",
    "merchantNo":      "200043",
    "storeNo":         "300014",
    "amount":          "13",
    "currency":        "PHP",
    "settleCurrency":  "USD",
    "vendor":          "alipay",
    "ipnUrl":          "http://zk-tys.yunkeguan.com/ttest/test",
    "callbackUrl":     "http://zk-tys.yunkeguan.com/ttest/test2?status={status}",
    "reference":       "test202001011303",
    "terminal":        "ONLINE",
    "description":     "test+description",
    "note":            "test note",
    "osType":          "IOS",
    "timeout":         "120",
    "goodsInfo":       "[{"goods_name": "name1", "quantity": "quantity1"}]",
    "verifySign":      "72a2c6ce8497adc8a03a78135618e666",
    "vaultId":         "ca_af748cc62c334c75b83844e53b76e9b3"
  }'
Capabilities
What's in one checkout integration.

01

300+ payment methods

Local rails, real-time networks, super-app wallets, cards, and bank transfers — across every continent.

02

Hosted or direct API

Pockyt-hosted checkout for fastest time-to-live, or a direct API for custom UI with full control.

03

3DS & SCA, handled

3D Secure, PSD2 Strong Customer Authentication, and regional equivalents — built in, kept current.

04

Vaulted recurring

Re-billable card and bank-rail tokens. PCI scope kept on Pockyt's side, not yours.

05

In-store QRC

Quick-response code acceptance for in-store buyers, particularly across Alipay and WeChat Pay corridors.

06

Direct to your VA

Funds land in your domiciled virtual account in the merchant of record's name — not in a generic settlement pool.

When to use
Where Checkouts delivers the most lift.

1. Cross-border retail acceptance in 3+ markets

Any merchant selling to buyers in multiple countries — particularly across markets where card penetration is uneven (LATAM, India, Southeast Asia, Africa). Local-method support typically lifts conversion 15-40% over card-only checkouts in these regions.

2. Subscriptions and SaaS with international customer bases

For recurring-billing businesses, the conversion problem compounds: a failed initial charge is one lost customer; a failed renewal is the same lost customer plus the acquisition cost. Local-method vaulting holds renewal rates that card-only flows cannot.

3. Travel, retail, and high-AOV consumer purchases

For larger ticket sizes, the buyer is more deliberate — and the willingness to abandon when the right payment method isn't offered is higher. Local-method coverage is the deciding factor at the cart.

One checkout. Every market.

Talk to our team about how Checkouts fit your business — and which local rails would lift your conversion most.