Legal & Privacy
The terms, policies, and disclosures that govern using Pockyt.
Pockyt provides payments infrastructure to merchants, platforms, and developers across multiple jurisdictions. The documents below describe the terms under which our services are offered, the data we collect and how we handle it, and the compliance posture we operate under. For documents not yet published online, contact our team for the current version.
Documents
Published legal documents.
Last updated · 2025-09-29

Privacy Policy

How Pockyt collects, uses, stores, and discloses personal information through our websites and services. Covers EEA/UK rights, California rights, data retention, third-party services, and international transfers.

Read in full
Last updated · 2022-02-18

Terms of Service · Website Use

Terms governing use of pockyt.io and our marketing-side services. Covers acceptable use, intellectual property, disclaimers, and limitations of liability for visitors to our websites.

Contact our team for a current copy
Last updated · 2022-02-18

Terms of Service · Developer

Terms governing API use, MCP server access, and developer integrations. Covers authentication, rate limits, data handling responsibilities, and acceptable use of the Pockyt platform from a technical integration standpoint.

Contact our team for a current copy
Last updated · 2024-06-01

Prohibited and Restricted Business List

The categories of business activity that Pockyt cannot service, and the categories that require additional review before onboarding. Reviewed regularly against regulatory requirements across our operating jurisdictions.

Contact our team for a current copy
Last updated · 2022-02-18

Gift Card Terms & Conditions

Terms specific to Pockyt's historical gift card services. Provided for reference for users who held or transacted with Pockyt-issued gift cards.

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Last updated · 2022-03-18

Cookie Policy

How Pockyt uses cookies and similar tracking technologies across our websites. Currently covered within Section 2.2 of the Privacy Policy; a standalone Cookie Policy is being prepared for publication.

See Privacy §2.2
Last updated · 2022-04-19

Refund Policy

Policies governing refunds for services purchased through Pockyt. Covers eligibility, processing timelines, and the merchant-versus-platform responsibility split for end-customer refunds.

Contact our team for a current copy
Standing disclosures

Regulatory identifiers.

Legal entity

Pockyt is the operating name of Yuansfer, Inc. DBA Pockyt — a Delaware corporation headquartered in New York.

Registered ISO

Pockyt is a registered ISO of PNC Bank, N.A., Pittsburgh, PA. Payment services are provided under this registration in jurisdictions where applicable.

NMLS

National Mortgage Licensing System identifier: NMLS ID 2126922. Searchable via the NMLS Consumer Access portal.

Registered address

Yuansfer, Inc. DBA Pockyt · Suite 2703AB · 40 Wall Street · New York, NY 10005 · United States