For forty years, cross-border has been a tower of vendors: collection here, payout there, FX from a third party, treasury managed across separate banks. Each clipping their margin off the top. Each operating their own ledger. Pockyt collapses that tower into four primitives — Checkouts, Payouts, Virtual Accounts, and Programmable Logic — threaded together by one ledger and one API.
Pockyt was founded in New York with a deliberately narrow focus: making it possible for global brands to accept the payment methods their international customers actually used. In the early years, that meant integrating directly with local payment rails and wallets that legacy providers treated as edge cases.
Over time, the work shifted from front-end acceptance to underlying infrastructure: in-country virtual accounts, multi-currency treasury, regulatory licensing across markets, and direct integration with local clearing systems. The thesis sharpened — owning the infrastructure from the last mile up was the only way to give enterprises real control, visibility, and speed.
Pockyt today operates across 11 domiciled markets, 27 currencies, and 300+ local methods, with native USDC settlement live through a partnership with Circle and a hosted MCP server for AI agents. The four primitives — Checkouts, Payouts, Virtual Accounts, and Programmable Logic — sit on one ledger behind one API.
We treat the platform as money infrastructure, not a consumer product. SLAs, audit trails, idempotency, and signed webhooks aren't features — they're the contract.
Every customer has a named contact and a Slack or Teams channel to our team. No tier-1 support gating you from the engineers who built the thing you're using.
We don't reskin other people's infrastructure. The licenses, the banking relationships, the engineering — built or earned in-house, market by market.
Senior roles open. We're a small team in build mode, not a large one in maintenance mode.
Whether you're evaluating Pockyt, investing in payments infrastructure, or considering joining the team — we'd like to hear from you.