Collect locally.
Settle natively.
Move money programmably.
Pockyt unifies in-country virtual accounts, local payment methods, and multi-currency treasury into a single programmable interface. Merchants collect in the methods customers already use, hold value in 27 currencies and USDC, and bypass the FX layer that's been the tax on cross-border commerce for forty years.
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............................................................................In-country accounts.
Stablecoin settlement.
Zero FX tax.
Every merchant gets a domiciled virtual account in 11 markets, held in their own name. Local funds collect at par. Pockyt sweeps the balance home as USDC — like-for-like, stablecoin-native — and lands it in the merchant's treasury at the asset they choose.
Hold value in 27 currencies — and USDC.
Pockyt operates 11 locally domiciled bank accounts and a native USDC treasury layer through Circle. Merchants hold balances in any of 27 fiat currencies or in stablecoin — and move between them at mid-market, on demand, through one ledger.
03 / Checkouts
Collect every way money arrives.
Consumer checkouts in 300+ local methods, plus B2B bank-rail collection — wires, local RTP, ACH — paid directly into your in-country virtual account.
04 / Payouts
One payout, any rail.
Send to bank accounts, wallets, cards, and on-chain addresses across 100+ currencies. Single transactions, programmatic mass payouts, scheduled disbursements — all from the same ledger that holds your treasury.
- Local rails in 100+ countries
- Stablecoin-native disbursement
- Compliance & sanctions baked in
The next era of cross-border money movement won't be solved by a better filling. It'll be solved by a better box.
Cross-border payments today are a chain of vendors, each clipping a margin and adding a delay. Pockyt is the operating layer underneath — a single programmable surface where collection, treasury, and disbursement live as one motion, not three vendor invoices.
For platforms & marketplaces
Global Collections
Collect locally through in-country virtual accounts. Sweep home in USDC. Skip the two-leg FX dance every other cross-border provider relies on.
For operators at scale
Global Payouts
Programmable mass disbursements to wallets, banks, cards, and on-chain addresses across 100+ currencies. Built for marketplaces, creator platforms, gig networks, and global affiliates.
For treasury & finance
Multi-currency Treasury
Hold operating reserves in 27 fiat currencies or USDC, across 11 locally domiciled bank accounts. Collected from local rails, paid out to suppliers in their native currency — all from one ledger.
For agents & the future
Programmable Money for AI Agents
A machine-readable surface for AI agents that move money on behalf of merchants, users, or themselves — capability tags, deterministic specs, structured documentation, and predictable behavior under load.
Pockyt gives us reliable Alipay acceptance for our Chinese customers — coverage and uptime we couldn't get from a generic processor. They've been a dependable partner since 2023.
Cash App is our number one payment method, and Pockyt made it seamless to support it alongside 22 other APMs. Whether customers are paying in or we're sending money out, Pockyt handles both ends reliably — that's what keeps us with them.
Chinese travelers are among our most valuable airport customers, and they expect to pay with WeChat Pay. Pockyt made that possible for us in a way no other provider could. It's just the start of what we're building together.
Talk to our team about how the operating layer fits behind your product, your platform, or your next market.